/* CSS RESET & NORMALIZE */
html, body, div, span, applet, object, iframe, h1, h2, h3, h4, h5, h6, p, blockquote, pre,
a, abbr, acronym, address, big, cite, code, del, dfn, em, img, ins, kbd, q, s, samp,
small, strike, strong, sub, sup, tt, var, b, u, i, center,
dl, dt, dd, ol, ul, li,
fieldset, form, label, legend,
table, caption, tbody, tfoot, thead, tr, th, td,
article, aside, canvas, details, embed,
figure, figcaption, footer, header, hgroup, menu, nav, output, ruby, section, summary,
time, mark, audio, video {
    margin: 0;
    padding: 0;
    border: 0;
    font-size: 100%;
    font: inherit;
    vertical-align: baseline;
    box-sizing: border-box;
}
html { box-sizing: border-box; }
*, *:before, *:after { box-sizing: inherit; }
body {
    background: #F5F7FA;
    color: #26314F;
    font-family: 'Open Sans', Arial, Helvetica, sans-serif;
    font-size: 16px;
    line-height: 1.6;
    min-height: 100vh;
    -webkit-font-smoothing: antialiased;
    width: 100%;
}
img {
    display: block;
    max-width: 100%;
    height: auto;
}
a { 
    color: #F95C2D; 
    text-decoration: none; 
    transition: color 0.2s;
}
a:hover, a:focus { 
    color: #26314F; 
}
ul, ol { list-style: none; }

:root {
    --fc-primary: #26314F;
    --fc-secondary: #F95C2D;
    --fc-accent: #F5F7FA;
    --fc-electric-blue: #3A8DFF;
    --fc-radiant-violet: #8722E2;
    --fc-success: #12C06A;
    --fc-warning: #F9C80E;
    --fc-error: #D7263D;
    --fc-offwhite: #FFFFFF;
    --fc-dark: #181C27;
}

/* TYPOGRAPHY & HEADINGS */
h1, h2, h3, h4, h5, h6 {
    font-family: 'Montserrat', Arial, Helvetica, sans-serif;
    font-weight: 800;
    letter-spacing: -0.8px;
    color: var(--fc-primary);
    margin-bottom: 16px;
    line-height: 1.15;
}
h1 { font-size: 2.75rem; margin-bottom: 18px; }
h2 { font-size: 2rem; margin-bottom: 16px; }
h3 { font-size: 1.25rem; margin-bottom: 10px; }
h4, h5, h6 { font-size: 1.1rem; }
p, li, span, label, strong, em {
    font-family: 'Open Sans', Arial, Helvetica, sans-serif;
}
strong { font-weight: 700; }
small { font-size: 0.88rem; color: var(--fc-primary); }

@media (max-width: 768px) {
    h1 { font-size: 2rem; }
    h2 { font-size: 1.5rem; }
    h3 { font-size: 1.1rem; }
}

/* UTILITY CLASSES */
.container {
    width: 100%;
    max-width: 1120px;
    margin: 0 auto;
    padding-left: 16px;
    padding-right: 16px;
}
.text-section {
    text-align: center;
    align-items: center;
}
.content-wrapper {
    display: flex;
    flex-direction: column;
    gap: 24px;
}

.section, section {
    margin-bottom: 60px;
    padding: 40px 20px;
    background: var(--fc-offwhite);
    border-radius: 24px;
    box-shadow: 0 2px 24px 0 rgba(41,46,66,0.06);
}
@media (max-width: 768px) {
    .section, section {
        padding: 28px 10px;
        border-radius: 17px;
    }
}

/* NAVIGATION */
header {
    width: 100%;
    background: var(--fc-accent);
    box-shadow: 0 3px 16px 0 rgba(41,46,66,0.04);
    position: relative;
    z-index: 50;
}
.main-nav {
    display: flex;
    align-items: center;
    flex-wrap: wrap;
    gap: 28px;
    padding: 0 24px;
    height: 72px;
    min-height: 72px;
}
.main-nav a {
    font-family: 'Montserrat', Arial, Helvetica, sans-serif;
    font-weight: 700; 
    font-size: 1rem;
    color: var(--fc-primary);
    transition: color 0.22s;
    padding: 8px 12px;
    position: relative;
}
.main-nav a.cta-primary {
    background: var(--fc-secondary);
    color: #fff;
    padding: 12px 32px;
    border-radius: 34px;
    font-size: 1.05rem;
    margin-left: 18px;
    box-shadow: 0 2px 16px 0 rgba(250, 92, 45, .13);
    transition: background 0.2s, color 0.2s, box-shadow 0.22s;
    border: none;
    display: inline-block;
}
.main-nav a.cta-primary:hover, .main-nav a.cta-primary:focus {
    background: var(--fc-electric-blue);
    color: #fff;
    box-shadow: 0 0 0 4px rgba(58,141,255,0.09);
}
header img { height: 38px; width: auto; }

/* MOBILE NAVIGATION */
.mobile-menu-toggle {
    display: none;
    background: var(--fc-secondary);
    color: #fff;
    font-size: 2.3rem;
    border: none;
    border-radius: 50%;
    padding: 10px 16px;
    cursor: pointer;
    position: absolute;
    right: 15px;
    top: 12px;
    z-index: 110;
    transition: background 0.24s;
}
.mobile-menu-toggle:hover, .mobile-menu-toggle:focus {
    background: var(--fc-electric-blue);
}

.mobile-menu {
    display: flex;
    flex-direction: column;
    align-items: flex-start;
    background: var(--fc-primary);
    color: #fff;
    position: fixed;
    top: 0; left: 0;
    width: 100vw;
    height: 100vh;
    padding: 0 0 0 0;
    transform: translateX(-100vw);
    transition: transform 0.38s cubic-bezier(.46,1.56,.47,.98);
    z-index: 120;
    box-shadow: 0 0 164px 20px rgba(38,49,79,.35);
}
.mobile-menu.open {
    transform: translateX(0);
}
.mobile-menu-close {
    align-self: flex-end;
    background: transparent;
    border: none;
    color: #fff;
    font-size: 2.3rem;
    margin: 24px 22px 0 0;
    cursor: pointer;
    transition: color 0.22s;
}
.mobile-menu-close:hover, .mobile-menu-close:focus {
    color: var(--fc-secondary);
}
.mobile-nav {
    display: flex;
    flex-direction: column;
    gap: 24px;
    margin: 60px 0 0 32px;
}
.mobile-nav a {
    color: #fff;
    font-size: 1.3rem;
    font-family: 'Montserrat', Arial, Helvetica, sans-serif;
    font-weight: 700;
    padding: 7px 0;
    letter-spacing: 0.5px;
    border-radius: 0;
    transition: color 0.17s;
    position: relative;
}
.mobile-nav a:hover, .mobile-nav a:focus {
    color: var(--fc-secondary);
}
@media (max-width: 1024px) {
    .main-nav { gap: 17px; }
    .main-nav a { font-size: 0.97rem; }
}
@media (max-width: 950px) {
    .main-nav { gap: 13px; padding-right: 0; }
}
@media (max-width: 880px) {
    .main-nav { gap: 7px; }
    header img { height: 32px; }
}
@media (max-width: 820px) {
    .main-nav { display: none; }
    .mobile-menu-toggle { display: block; }
}
@media (min-width: 821px) {
    .mobile-menu { display: none !important; }
}

/* HERO SECTIONS & CTA */
.hero {
    background: linear-gradient(120deg, var(--fc-accent) 65%, var(--fc-electric-blue) 100%);
    border-radius: 24px;
    box-shadow: 0 6px 34px 0 rgba(41,46,66,0.07);
    margin-bottom: 46px;
    padding: 64px 0 66px 0;
    text-align: center;
    display: flex;
    flex-direction: column;
    align-items: center;
}
.hero .container {
    display: flex;
    justify-content: center;
    align-items: center;
}
.hero .content-wrapper {
    gap: 20px;
    align-items: center;
}
.hero h1 {
    color: var(--fc-primary);
    font-size: 2.4rem;
    font-family: 'Montserrat', Arial, Helvetica, sans-serif;
    font-weight: 900;
    letter-spacing: -1px;
}
.hero p {
    font-size: 1.17rem;
    color: var(--fc-dark);
    margin: 0 auto 12px auto;
    max-width: 540px;
}
.cta, .cta-primary {
    background: var(--fc-secondary);
    color: #fff;
    font-family: 'Montserrat', Arial, Helvetica, sans-serif;
    font-weight: 800;
    border-radius: 34px;
    border: none;
    font-size: 1.15rem;
    letter-spacing: .7px;
    padding: 16px 38px;
    margin-top: 22px;
    box-shadow: 0 7px 26px 0 rgba(249,92,45,0.10);
    cursor: pointer;
    transition: background 0.2s, transform 0.13s, box-shadow 0.22s;
    display: inline-block;
}
.cta-primary:hover, .cta-primary:focus, .cta:hover {
    background: var(--fc-electric-blue);
    color: #fff;
    transform: scale(1.07);
    box-shadow: 0 0 0 4px rgba(58, 141, 255, 0.08);
}
@media (max-width: 768px) {
    .hero { padding: 34px 0 48px 0; border-radius: 14px; }
    .hero .content-wrapper { gap: 16px; }
    .hero h1 { font-size: 1.45rem; }
    .hero p { font-size: 1em; }
}

/* FEATURES SECTION */
.features {
    background: #fff;
    margin-bottom: 60px!important;
    border-radius: 16px;
    box-shadow: 0 2px 16px 0 rgba(41,46,66,0.05);
}
.features-grid, .features-list, .comparison-steps, .insurance-types-list, .services-list {
    display: flex;
    flex-wrap: wrap;
    gap: 24px;
    margin-top: 18px;
    justify-content: center;
    align-items: stretch;
}
.feature, .features-list li {
    background: var(--fc-accent);
    border-radius: 13px;
    box-shadow: 0 4px 18px 0 rgba(41,46,66,0.04);
    padding: 24px 18px;
    max-width: 270px;
    flex: 1 1 220px;
    display: flex;
    flex-direction: column;
    align-items: center;
    margin-bottom: 20px;
    min-width: 180px;
    gap: 13px;
    position: relative;
    transition: box-shadow .15s, transform .12s;
    border: 2.5px solid var(--fc-secondary);
}
.feature:hover, .features-list li:hover {
    box-shadow: 0 0 0 6px rgba(249,92,45,0.075);
    transform: translateY(-7px) scale(1.03);
    z-index: 1;
}
.feature img, .features-list img {
    width: 38px;
    height: 38px;
}
.feature h3, .features-list h3 {
    color: var(--fc-primary);
    font-size: 1.15rem;
    font-weight: 700;
    margin-top: 8px;
}
.feature p, .features-list p {
    font-size: 1.01rem;
    color: #333;
    margin-top: 0;
}

.features-list {
    flex-direction: row;
    flex-wrap: wrap;
    gap: 18px;
    justify-content: center;
    margin-top: 11px;
}
.features-list li {
    align-items: flex-start;
    flex-direction: row;
    display: flex;
    gap: 15px;
    padding: 18px 15px;
    min-width: 182px;
    max-width: 360px;
}
.features-list li strong { color: var(--fc-secondary); }

.certifications {
    display: flex;
    gap: 30px;
    margin-top: 19px;
    flex-wrap: wrap;
    align-items: center;
}
.certifications span {
    display: flex;
    align-items: center; 
    gap: 9px;
    background: var(--fc-electric-blue);
    color: #fff;
    font-weight: 600;
    font-size: 0.98rem;
    border-radius: 7px;
    padding: 8px 16px;
    box-shadow: 0 2px 11px 0 rgba(53,120,225,0.08) ;
}
.certifications img { width: 21px; }

@media (max-width: 1024px) {
    .features-grid, .features-list { gap: 18px; }
}
@media (max-width: 850px) {
    .features-grid, .features-list {
        flex-direction: column;
        align-items: center;
    }
}

/* SERVICES SECTION, INSURANCE LISTS */
.services-list, .insurance-types-list {
    display: flex;
    flex-wrap: wrap;
    gap: 24px;
    margin-top: 14px;
    justify-content: center;
    align-items: stretch;
}
.services-list li, .insurance-types-list li {
    background: var(--fc-offwhite);
    border-radius: 15px;
    box-shadow: 0 4px 20px 0 rgba(41,46,66,0.05);
    padding: 24px 20px;
    min-width: 210px;
    max-width: 330px;
    flex: 1 1 218px;
    display: flex;
    flex-direction: row;
    gap: 18px;
    align-items: flex-start;
    border-left: 6px solid var(--fc-electric-blue);
    margin-bottom: 20px;
    transition: box-shadow .17s, transform .11s;
}
.services-list li:hover, .insurance-types-list li:hover {
    box-shadow: 0 0 0 6px rgba(58,141,255,0.09);
    transform: translateY(-6px) scale(1.015);
}
.services-list img, .insurance-types-list img {
    width: 36px;
    margin-top: 2px;
    flex-shrink: 0;
}
.services-list h3, .insurance-types-list h3 {
    font-size: 1.12rem;
    margin-bottom: 2px;
}
@media (max-width: 900px) {
    .services-list, .insurance-types-list {
        gap: 12px;
    }
    .services-list li, .insurance-types-list li {
        padding: 15px 13px;
        min-width: 160px;
    }
}
@media (max-width: 768px) {
    .services-list, .insurance-types-list {
        flex-direction: column;
        gap: 16px;
    }
}

/* STEP LISTS, STEPS */
.comparison-steps, .step-list {
    display: flex;
    flex-wrap: wrap;
    gap: 24px;
    margin-top: 16px;
    justify-content: center;
}
.comparison-steps li, .step-list li {
    background: #fff;
    border-radius: 13px;
    box-shadow: 0 3px 14px 0 rgba(41,46,66,0.06);
    padding: 23px 19px 20px 19px;
    min-width: 190px;
    max-width: 290px;
    flex: 1 1 160px;
    display: flex;
    flex-direction: column;
    align-items: center;
    gap: 10px;
    font-size: 1.01rem;
    border: 2.5px solid var(--fc-electric-blue);
    margin-bottom: 20px;
}
.comparison-steps img, .step-list img {
    width: 36px;
    margin-bottom: 7px;
}
.comparison-steps strong, .step-list strong {
    font-family: 'Montserrat', Arial, Helvetica, sans-serif;
    font-size: 1.04rem;
    color: var(--fc-secondary);
    margin-top: 2px;
    margin-bottom: 1px;
}

/* FAQ, FAQ-LIST, FAQ-PREVIEW */
.faq-categories {
    display: flex;
    gap: 12px;
    margin-bottom: 26px;
    flex-wrap: wrap;
}
.faq-categories span {
    background: var(--fc-electric-blue);
    color: #fff;
    border-radius: 6px;
    padding: 7px 18px;
    font-family: 'Montserrat', Arial, Helvetica, sans-serif;
    font-size: 0.98rem;
    font-weight: 600;
}
.faq-list, .faq-preview-list {
    display: flex;
    flex-direction: column;
    gap: 20px;
}
.faq-list li, .faq-preview-list li {
    background: #fff;
    border-radius: 11px;
    box-shadow: 0 1.5px 8px 0 rgba(41,46,66,0.06);
    padding: 18px 19px;
    margin-bottom: 20px;
}
.faq-list h3 {
    color: var(--fc-secondary);
    font-size: 1.06rem;
    font-family: 'Montserrat', Arial, Helvetica, sans-serif;
    font-weight: bold;
    margin-bottom: 7px;
}
.link {
    color: var(--fc-electric-blue);
    font-family: 'Montserrat', Arial, Helvetica, sans-serif;
    font-weight: 800;
    font-size: 1.02rem;
    text-decoration: underline;
    letter-spacing: 0.4px;
}
.link:hover, .link:focus { color: var(--fc-secondary); }

/* TESTIMONIALS */
.testimonials {
    background: var(--fc-accent);
    border-radius: 18px;
    box-shadow: 0 2.5px 17px 0 rgba(41,46,66,0.04);
}
.testimonials-list {
    display: flex;
    flex-wrap: wrap;
    gap: 24px;
    justify-content: center;
    margin-top: 17px;
}
.testimonial-card {
    display: flex;
    flex-direction: column;
    align-items: flex-start;
    gap: 20px;
    padding: 20px 32px 20px 26px;
    background: #fff;
    border-radius: 14px;
    box-shadow: 0 2px 22px 0 rgba(41,46,66,0.09);
    min-width: 240px;
    max-width: 340px;
    flex: 1 1 220px;
    margin-bottom: 20px;
    font-size: 1.1rem;
    color: var(--fc-dark);
    border-left: 7px solid var(--fc-secondary);
    transition: box-shadow .16s, transform .1s;
}
.testimonial-card strong {
    color: var(--fc-electric-blue);
    font-size: 0.99em;
    font-weight: 700;
    margin-top: 7px;
}
.testimonial-card p {
    margin: 0;
}
.testimonial-card:hover, .testimonial-card:focus {
    box-shadow: 0 0 0 4px rgba(249,92,45,0.085);
    transform: translateY(-5px) scale(1.016);
}

/* CTA SECTION */
.cta {
    background: var(--fc-electric-blue);
    color: #fff;
    text-align: center;
    border-radius: 24px;
    margin-bottom: 60px;
    padding: 46px 12px;
    box-shadow: 0 3px 14px 0 rgba(58,142,255,0.08);
}
.cta h2 { color: #fff; }
.cta p { color: #eaf1ff; }
.cta .cta-primary {
    margin-top: 18px;
    background: #fff;
    color: var(--fc-electric-blue);
}
.cta .cta-primary:hover,
.cta .cta-primary:focus {
    background: var(--fc-secondary);
    color: #fff;
}

/* CONTACT SECTION */
.contact-details {
    display: flex;
    flex-direction: column;
    gap: 16px;
    align-items: flex-start;
    font-size: 1.07rem;
    margin-bottom: 18px;
}
.contact-details ul {
    display: flex;
    flex-direction: column;
    gap: 11px;
}
.contact-details li {
    display: flex;
    align-items: center;
    gap: 13px;
}
.office-hours {
    display: flex;
    align-items: center;
    gap: 11px;
    margin-top: 7px;
    background: var(--fc-accent);
    border-radius: 8px;
    padding: 9px 14px;
}
.office-hours img {
    width: 19px;
    height: 19px;
}

/* LEGAL SECTION */
.legal ul {
    padding-left: 20px;
    margin-bottom: 20px;
    color: var(--fc-dark);
}
.legal ul li { list-style: disc; margin-left: 12px; margin-bottom: 8px; }
.legal a { color: var(--fc-electric-blue); }
.legal a:hover, .legal a:focus { color: var(--fc-secondary); }

/* THANK YOU SECTION */
.thank-you {
    padding: 60px 15px 60px 15px;
    background: var(--fc-success);
    color: #fff;
    border-radius: 30px;
    text-align: center;
    margin-bottom: 60px;
}
.thank-you h1 { color: #fff; }
.thank-you .cta-primary { background: #fff; color: var(--fc-success); margin-top: 27px; }
.thank-you .cta-primary:hover { background: var(--fc-secondary); color: #fff; }
@media (max-width: 768px) {
    .thank-you { padding: 30px 5px 32px 5px; border-radius: 14px; }
}

/* FOOTER */
footer {
    background: var(--fc-primary);
    color: #fff;
    padding-top: 0;
}
footer section {
    background: none;
    padding: 25px 0 15px 0;
    margin-bottom: 0;
    border-radius: 0;
    box-shadow: none;
}
footer .content-wrapper {
    display: flex;
    flex-wrap: wrap;
    align-items: flex-start;
    gap: 32px;
    justify-content: space-between;
}
footer .content-wrapper > div, footer nav, footer small {
    margin-bottom: 18px;
}
footer a {
    color: #fff;
    font-family: 'Open Sans', Arial, Helvetica, sans-serif;
    font-weight: 600;
    font-size: 0.96rem;
    transition: color 0.18s;
}
footer a:hover, footer a:focus {
    color: var(--fc-secondary);
}
.footer-links { display: flex; flex-direction: column; gap: 10px; }
.footer-social { display: flex; gap: 19px; align-items: center; }
.footer-social img { width: 27px; filter: grayscale(0.6) brightness(1.9); transition: filter 0.16s; }
.footer-social a:hover img { filter: none; }
.footer-hours {
    display: flex; align-items: center; gap: 10px;
    background: var(--fc-electirc-blue, #3A8DFF);
    color: #fff;
    border-radius: 8px;
    padding: 6px 10px;
    margin-top: 12px;
    font-size: 0.99rem;
}
footer small { color: #adbedb; font-size: 0.95em; margin-top: 7px; display: block; }
@media (max-width: 900px) {
    footer .content-wrapper { flex-direction: column; align-items: flex-start; gap: 17px; }
}

/* COOKIE BANNER */
.cookie-banner {
    position: fixed;
    left: 0; bottom: 0;
    width: 100vw;
    background: var(--fc-primary);
    color: #fff;
    padding: 25px 15px 23px 15px;
    border-radius: 19px 19px 0 0;
    box-shadow: 0 -8px 44px 0 rgba(38,49,79,0.12);
    display: flex;
    flex-direction: column;
    align-items: center;
    z-index: 3000;
    opacity: 0; pointer-events: none;
    transition: opacity 0.25s cubic-bezier(.42,1.28,.54,.89);
    gap: 18px;
    font-size: 1.06rem;
}
.cookie-banner.active {
    opacity: 1;
    pointer-events: auto;
}
.cookie-banner .cookie-buttons {
    display: flex;
    gap: 18px;
    margin-top: 4px;
}
.cookie-banner button {
    font-family: 'Montserrat', Arial, Helvetica, sans-serif;
    font-weight: 700;
    border-radius: 24px;
    border: none;
    padding: 11px 20px;
    background: var(--fc-secondary);
    color: #fff;
    font-size: 1rem;
    margin: 0 2px;
    cursor: pointer;
    transition: background 0.2s, color 0.2s;
}
.cookie-banner button.reject {
    background: var(--fc-error);
}
.cookie-banner button.settings {
    background: var(--fc-electric-blue);
}
.cookie-banner button:hover, .cookie-banner button:focus {
    background: #fff;
    color: var(--fc-primary);
}

/* COOKIE MODAL */
.cookie-modal-overlay {
    position: fixed;
    top: 0; left: 0; right: 0; bottom: 0;
    background: rgba(38,49,79, 0.23);
    z-index: 4100;
    display: flex;
    align-items: center;
    justify-content: center;
    opacity: 0;
    pointer-events: none;
    transition: opacity 0.3s;
}
.cookie-modal-overlay.active {
    opacity: 1;
    pointer-events: auto;
}
.cookie-modal {
    background: #fff;
    color: var(--fc-primary);
    border-radius: 18px;
    max-width: 430px;
    width: 98vw;
    padding: 34px 28px 28px 28px;
    box-shadow: 0 12px 88px 0 rgba(41,46,66,0.17);
    display: flex;
    flex-direction: column;
    gap: 22px;
    position: relative;
    min-width: 260px;
}
.cookie-modal h3 {
    color: var(--fc-secondary);
    font-size: 1.18rem;
    margin-bottom: 8px;
}
.cookie-modal .close-cookie-modal {
    position: absolute;
    top: 15px;
    right: 16px;
    border: none;
    background: none;
    color: var(--fc-secondary);
    font-size: 2rem;
    cursor: pointer;
}
.cookie-categories {
    display: flex;
    flex-direction: column;
    gap: 15px;
}
.cookie-cat {
    display: flex;
    align-items: center;
    justify-content: space-between;
    background: var(--fc-accent);
    border-radius: 9px;
    padding: 9px 17px;
    font-size: 1.02rem;
}
.cookie-cat .switch {
    display: flex;
    align-items: center;
    gap: 8px;
}
.cookie-switch {
    appearance: none;
    width: 40px; height: 22px;
    position: relative;
    border-radius: 15px;
    background: #cfd8dc;
    transition: background 0.18s;
}
.cookie-switch:checked {
    background: var(--fc-success);
}
.cookie-switch::before {
    content: '';
    display: block;
    position: absolute;
    left: 2px; top: 2px;
    width: 18px; height: 18px;
    background: #fff;
    border-radius: 50%;
    transition: transform 0.17s;
    box-shadow: 0 2px 8px 0 rgba(0,0,0,0.05);
}
.cookie-switch:checked::before {
    transform: translateX(18px);
}
.cookie-cat .required {
    color: var(--fc-success);
    font-size: 13px;
    font-weight: 700;
}

.cookie-modal .cookie-buttons {
    display: flex;
    gap: 12px;
    margin-top: 15px;
    justify-content: flex-end;
}
.cookie-modal .cookie-buttons button {
    padding: 10px 20px;
    font-size: 1em;
    border-radius: 18px;
    border: none;
    font-family: 'Montserrat', Arial, Helvetica, sans-serif;
    font-weight: 700;
    cursor: pointer;
    background: var(--fc-secondary);
    color: #fff;
    transition: background 0.15s;
}
.cookie-modal .cookie-buttons button.cancel {
    background: var(--fc-electric-blue);
}
.cookie-modal .cookie-buttons button:hover, .cookie-modal .cookie-buttons button:focus {
    background: var(--fc-primary);
    color: #fff;
}

@media (max-width: 568px) {
    .cookie-modal {
        padding-left: 7vw; padding-right: 7vw;
    }
}

/* GENERAL FLEXBOX SECTION ALIGNMENTS but no grid or columns */
.card-container {
    display: flex;
    flex-wrap: wrap;
    gap: 24px;
    margin-bottom: 40px;
}
.card {
    margin-bottom: 20px;
    position: relative;
    border-radius: 13px;
    box-shadow: 0 4px 16px 0 rgba(41,46,66,0.08);
    background: #fff;
    padding: 18px 17px;
    flex: 1 1 240px;
    max-width: 330px;
    min-width: 200px;
    transition: box-shadow .14s;
}
.card:hover {
    box-shadow: 0 0 0 5px rgba(58,141,255,0.07);
}
.content-grid {
    display: flex;
    flex-wrap: wrap;
    gap: 20px;
    justify-content: space-between;
}
.text-image-section {
    display: flex;
    align-items: center;
    gap: 30px;
    flex-wrap: wrap;
}
@media (max-width: 768px) {
    .content-grid, .card-container, .text-image-section {
        flex-direction: column !important;
        align-items: stretch;
        gap: 18px;
    }
}

.feature-item {
    display: flex;
    flex-direction: column;
    align-items: flex-start;
    gap: 15px;
    margin-bottom: 20px;
}

/* Table & Inputs styling for completeness, not present in HTML but prepared */
table { border-collapse: collapse; width: 100%; margin-bottom: 26px; background: #fff; }
th, td { border: 1px solid #D5D5E0; padding: 13px 10px; text-align: left; font-size: 1rem; }
th { background: var(--fc-electric-blue); color: #fff; font-weight: 700; }
input, select, textarea {
    font-family: 'Open Sans', Arial, Helvetica, sans-serif;
    padding: 13px 11px;
    border-radius: 10px;
    border: 1.5px solid #C5C8DF;
    font-size: 1em;
    width: 100%;
    margin-bottom: 18px;
    transition: border 0.15s;
}
input:focus, select:focus, textarea:focus {
    border-color: var(--fc-secondary);
    outline: none;
}
label { margin-bottom: 5px; font-size: 1em; font-weight: 700; }

/* MICRO-ANIMATIONS – Electric style underline and scale */
.main-nav a:not(.cta-primary)::after {
    content: '';
    display: block;
    width: 0%;
    height: 3px;
    background: var(--fc-secondary);
    border-radius: 3px;
    transition: width 0.22s;
    position: absolute;
    left: 0; bottom: -6px;
}
.main-nav a:not(.cta-primary):hover::after, .main-nav a:not(.cta-primary):focus::after {
    width: 80%;
}

/* FOCUS VISIBLE OUTLINE FOR A11Y */
a:focus, button:focus, input:focus, .cta-primary:focus {
    outline: 2px solid var(--fc-electric-blue);
    outline-offset: 2px;
}

/* HIDE SCROLL ON OVERLAY */
body.cookie-modal-open {
    overflow: hidden;
}

/* RESPONSIVE ADJUSTMENTS */
@media (max-width: 600px) {
    .container { padding-left: 3vw; padding-right: 3vw; }
    .section, section { padding: 14px 2vw; }
    .hero { padding: 15px 0 25px 0; }
}

/* Hide scroll for mobile menu open  */
body.mobile-menu-open { overflow: hidden; }

/* Z-INDEX LAYERS for Menu & Cookies */
header { z-index: 100; }
.mobile-menu { z-index: 120; }
.cookie-banner { z-index: 3000; }
.cookie-modal-overlay { z-index: 4100; }

/* Final Touches: Vibrant Energetic personal effects */
.feature, .card, .services-list li, .insurance-types-list li, .comparison-steps li, .step-list li, .testimonial-card, .cta, .cookie-modal, .features-list li {
    transition: box-shadow 0.16s, transform 0.13s, border-color 0.21s;
}

/* Ensuring section bottom spacing */
section:not(footer) { margin-bottom: 60px; }